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At the heart of your business

Call 03331 500 287

Meet the Team

Medifinance is headed up by Ray Cox, Geoff Hind and Darren Renton with a very experienced team. Please click on each person to find out more about them and for their contact details. 

Ray Cox

Managing Director
mobile: 07785 757782

Ray has more than 30 years' experience in providing funding, business and marketing advice to the health professions.

Over this time he has built an enviable list of contacts with the professions, funding providers and the trade. Ray epitomises the view that 'a problem is simply a challenge awaiting a solution' and his positive approach to business is reflected in the help Medifinance gives its Clients and the success it helps them achieve.

Darren Renton

Operations Director
mobile: 07748 332111
office: 03331 500287

Darren has more than 15 years’ experience in financial services and is tasked to grow the core business from within via direct marketing to the health care market in the UK, whilst delivering exceptional standards to our clients. In addition to the core business of asset finance and loans he is actively involved with bringing new products to market from our panel of tier one funders. This involves due diligence and care to ensure that we are not over-selling and under achieving whilst still offering a purposeful product.

Geoff Hind


Geoff ran a very successful and profitable dental practice in Cheltenham until he sold it in 2003. Geoff's clinical skills, combined with his business acumen and practice experience enable Medifinance to offer advice that its competitors simply cannot match.

Martin How

mobile: 07507 657966

Martin How worked for a major international financial services business for 35 years specialising in the SME and Mid-Corporate markets across multiple units and a very broad geography. He has also worked extensively with Real Estate clients and more latterly was Director, Healthcare for London & South East England, responsible for client relationships, business development, marketing and credit risk in Adult Care, Specialist Care, Dentistry, GP Surgeries, Day Care Nurseries, Veterinary Practices and Retail Pharmacy. An Associate of the Chartered Institute of Bankers, Martin also holds a Certificate in Credit and Certificate in Healthcare from the ifs School of Finance.

Phil Meisner

mobile: 07788 146221

Phil Meisner joined the Medifinance Ltd team in 2015 having left a major UK Commercial Bank where he specialised in providing bespoke finance for healthcare individuals and practices. With over 37 years in the banking industry, Phil has a comprehensive healthcare industry knowledge which he uses to effectively analyse funding requests. His sector knowledge is enhanced by being an Associate of The Chartered Institute of Bankers (ACIB), holding a Certificate in Mortgage Advice & Practice (CeMAP) and Financial Planning Certificate (FPC)..

Kevin Saunders

mobile: 07801 440622

With a particular interest in practice purchase and start up finance, Kevin Saunders brings significant experience of commercial finance obtained during his career as an independent finance broker and former banker. Having previously worked for over 10 years as a specialist Healthcare Financier for a leading commercial bank, Kevin has the industry "inside knowledge" of how best to obtain commercial finance for doctors and dentists. Kevin holds a Chartered Banker qualification in Healthcare finance and is a fluent Spanish speaker.

Chris Evans

mobile: 07952 984684

Following 38 years at NatWest/RBS, Chris Evans developed a wealth of experience in the Financial Sector and has an excellent reputation for Professionalism and Trust in arranging finance and providing pro-active advice to Healthcare Clients. Based in Cardiff, Chris is a specialist in practice purchase and the refinance of existing borrowings utilising his knowledge and extensive professional network to provide guidance and achieve effective solutions.

Stephen Betts

mobile: 07468 486646

Although a new member to the team, Stephen has known Ray Cox as a business associate, and friend, for over 10 years.

Stephen’s role will be to support existing clients and bring to the organisation new clients and service providers through his established relationships within the medical sector.

David Goldsmith

mobile: 07545 479163

David Goldsmith is an old school friend of Ray Cox who worked as National Sales Manager for a large international electronics retailer for almost 20 years.  David is passionate about cricket, playing for both his local club and also formerly for Buckinghamshire County Cricket Club as a wicket keeper for 10 years.

David retired in 2009, but now works with Medifinance using his significant customer experience skills to assist clients within the dental industry improve their practice by making the best possible use of the financial products on offer.

Anca Boileau

mobile: 07779 292955

Anca started her career in the financial world as a bank cashier for Halifax Bank. After just a couple of years she was headhunted for a more expansive role within NatWest Bank.

During her time at NatWest, Anca was promoted to Senior Healthcare Manager for RBS and in that role she helped hundreds of GPs and dental practice owners to thrive and develop.

In 2011 she was offered the challenge of managing a three surgery dental practice with the agreed objective of increasing the profile of the practice and the dentists' income by at least 50% over a five year period. By developing, testing and implementing her own proprietary financial systems for the practice, Anca reached her objective in just two and a half years.

About the same time, Anca co-founded the PMI - Practice Management Institute, a business management company designed exclusively for dentists.

Ian Mills

mobile: 07487 787173

Ian Mills has over 37 years experience in Banking and the healthcare finance industry.

Having started in main stream banking with Midland Bank and later moving to a commercial lending position at merchant bank, Hill Samuel, he then moved into a specialist pharmacy lending role with a major pharmaceutical wholesaler.

His knowledge of the pharmacy industry is comprehensive, having responsibility for most of the UK independent pharmacy sector. During this time, he has visited a high proportion of pharmacies the length and breadth of the country.

In addition to his healthcare and commercial banking knowledge he also holds a certificate in mortgage advice and practice (CeMAP).

Claire Willcox

mobile: 07764 287844

Claire has worked in the Banking industry for over 30 years , the majority of her time has been spent in Business Development , and in particular working with Healthcare clients.

Claire has built up an extensive knowledge across the Healthcare sectors , she has worked very closely with the Dentistry sector and Children’s Day nurseries, and is very well known in these areas.

Claire’s breadth of knowledge covers: business acquisitions, working capital requirements, equipment finance, practice purchases and setting up new businesses. She has also qualifications in Mentoring and has assisted clients with their Business Planning.

07764 287844